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Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances. Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure.
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AARP’s Fraud Watch Network is launching a campaign to protect veterans from scams. The goal: engage thousands of people like you to watch for suspicious solicitations that target military veterans. Your reports will be used to build tools and methods to protect veterans from the latest scams.
With this one, you get an email that tells you that you have been pre-approved for a credit card or a bank loan. These scams usually offer appealing credit limits as well. The catch is that you have to pay a fee upfront when you sign up. Of course, you haven’t been pre-approved, and scammers are just looking to steal money from you.
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