Mortgage rates dropped to a record low

Fixed mortgage rates fell once again to a record low, offering a great opportunity for those who can afford to buy or refinance homes. But few are able to take advantage of the historic rates.

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by Shilpi Paul For the second week in a row, mortgage rates dropped to a new record low. This morning, Freddie Mac reported 3.31 percent with an average 0.7 point as the average on a 30-year fixed-rate mortgage. From Freddie Mac vice president and chief economist Frank Nothaft:

WASHINGTON – By the end of this year, the 30-year fixed-rate mortgage could drop to 3.3%, which would put the most popular loan product.

Mortgage finance giant Freddie Mac said Thursday that average rates on 30-year fixed-rate mortgages dropped to 4.85 percent this week, from 4.98 percent last week. It was the lowest in the history of Freddie Mac’s survey, which dates back to 1971 and was down a full percentage point from a year ago.

Sluggish Mortgage Demand with Dropping Rates Zero-down mortgages and lower rates make it easier to shop for first-time home buyers. The 30-year rate was close to 4% as of late March.. Well, it's just a notch above the record low of 3.5% in late 2012. And if you go back.

Rates on 30-year mortgages fell this week to the lowest level on record after the federal reserve launched a new effort to assist the staggering U.S. housing market. Mortgage finance giant Freddie.

Mortgage rates this week. A year ago, it was 4.02 percent. Four weeks ago, the rate was 4.71 percent. The 30-year fixed-rate average for this week is 0.14 percentage points below the 52-week high of 4.80 percent, and is 0.71 percentage points higher than the 52-week low of 3.95 percent.

Mortgage rates hit new record lows last week with the benchmark 30-year fixed mortgage rate dropping to 3.50 percent, according to Bankrate.com's weekly.

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