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Getting approved for a mortgage can seem overwhelming, particularly if you have poor credit. There are many steps to the process and you’ll have to take time to hunt down the best loan option for you. One way to relieve the stress is to understand what you have to do to get a mortgage.
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The APR, however, reflects the cost of your mortgage as a yearly rate and includes the interest rate, origination charge, discount points, and other costs such as lender fees, processing costs, documentation fees, prepaid mortgage interest and upfront and monthly mortgage insurance premium.
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