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Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you. Enter your credit cards, auto loans, and other installment loan balances by clicking on the "Enter Data" button for each category.

Debt consolidation credit cards usually come with a low-interest rate BUT only for the introductory time-period, then the rate goes up (after 12-18 months) The easiest way to find out what your debt relief options are – is to contact an IAPDA Certified Debt Relief Professional.

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